With a new “AI agent” technology, AlphabetGOOGL, the parent company of Google, is shaking up cryptocurrencies, digital payments, and new AI-based retail apps. In 2025, Google’s stock has increased by 30%.
Autonomous, goal-driven AI “agents” that finish tasks on their own are the focus of many tech businesses. Online purchasing on behalf of customers is anticipated to be one of the major uses.
Last week, Google revealed a new Agent Payments Protocol (AP2) that was created in collaboration with 60 industry partners, including PaypalPYPL, American ExpressAXP, and MastercardMA. Adyen, Ant International, CoinbaseCOIN, Etsy, Intuit, SalesforceCRM, ServiceNowNOW, UnionPay International, and Worldpay are some of the other supporters.
Moreover, AP2 is made to handle agentic payment authorization, authentication, and accountability. Digital contracts that are cryptographically signed support safe trade for AI agents.
According to economist Ed Yardeni, Google’s strategy is supported by crypto firms.
Google Stock: Agentic Payments
According to a research by Yardeni, AP2 is an open, shared protocol that offers a common language for transactions from a technological perspective. According to Google, the system would accept a number of payment options, such as real-time bank transfers, stablecoins, and credit and debit cards. Naturally, those in the cryptocurrency markets are enthusiastic about this. Despite their widespread popularity, cryptocurrencies are still not widely used for everyday purchases. The simplicity of AP2’s payment process could alter that.
Google stated in a blog post on September 16 that AP2 uses “Mandates”—tamper-proof, cryptographically-signed digital contracts that operate as verifiable evidence of a user’s instructions—to establish confidence. These mandates serve as the cornerstone of every transaction and are signed by individuals with verified credentials.
Like any protocol, AP2’s impact will mostly depend on developers adopting it to allow for agent-based experiences, according to a research by Alex Markgraff, an analyst at KeyBanc Capital.
Google does not intend to monetise the protocol itself, a Google official stated at a recent AI conference, according to a TD Cowen report.
According to Yardeni, competitors are creating comparable technology.
Competitors Creating Novel Agentic Payments
The Amazon websiteThe “Buy For Me” function, which is an AI shopping agent that will leave the Amazon website and search the Internet to find the goods a Prime member is looking for, is now in beta testing.
MasterCard has unveiled MasterCard Agent Pay, which was created in collaboration with MicrosoftMSFT. VisaV offers its Intelligent Commerce technology, which substitutes credit card information with tokenized digital credentials.
When a federal court decided that no asset divestitures would be necessary as part of remedies in an antitrust dispute concerning the tech giant’s internet search operation, Google shares jumped in early September. On September 22, however, a second antitrust lawsuit recommenced, this one centered on digital advertising.
Google Stock Technical Evaluations
According to IBD Stock Checkup, Google’s stock now has an IBD Composite Rating of 98.
Five distinct proprietary ratings are combined into one user-friendly rating by IBD’s Composite Rating. Composite Ratings of 90 or above are indicative of the top growth stocks.
The Accumulation/Distribution Rating for Google stock is A. This grade examines how a stock’s price and volume have changed during the last 13 weeks of trading. According to its present rating, more money is being bought than sold.
